General Insurance (Motor)
Liberty Car & Bike Insurance
Liberty General Insurance offers comprehensive plans for your car and bike, with a strong focus on a seamless, digital experience and a wide network of support.
- Part of global Liberty Mutual Group
- Zero documentation policy
- Long-term bike policy (up to 3 yrs)
- Instant online policy issuance
- 91% claim settlement (two-wheeler)
Liberty General Insurance at a Glance
| Feature | Liberty General Insurance |
| Key Plans | Comprehensive Car/Two-Wheeler, Own Damage, Third-Party |
| Network Reach | 4,300+ partner garages nationwide |
| Partner Hospitals | 5,000+ partner hospitals |
| Claim Settlement Ratio | ~91% for Two-Wheeler Insurance |
| Key Benefits | Zero documentation, instant online policy, roadside assistance, 24×7 customer support |
| Unique Offering | Long-term (up to 3 years) two-wheeler policy to lock in premiums |
Choose Your Plan
🚗 Liberty Car Insurance (Comprehensive
- Own damage (accident, fire, theft)
- Third-party liability coverage
- Personal accident cover for owner-driver
- Sum Insured: Vehicle IDV (₹3–40 Lakh)
- Wear & tear, mechanical breakdown
- Driving under influence
- Illegal modifications, war/terrorism
🏍️ Liberty TwoWheeler Insurance (Comprehensive)
- Own damage (accident, fire, theft)
- Third-party liability coverage
- Personal accident cover for rider
- Long-term policy option up to 3 years
- Wear & tear, mechanical breakdown
- Driving under influence
- Damage to tyres, illegal activities
Add-On Covers (Riders)
🔧 Zero Depreciation Cover
Get the full claim amount without deduction for depreciation on parts replaced.
🛣️ Roadside Assistance
Provides on-site repair, towing, flat tyre support, and vehicle pickup & drop.
⚙️ Engine Protect Cover
Covers damages to the engine, gearbox, and other internal components.
🛢️ Consumables Cover
Covers the cost of consumables like engine oil, nuts, bolts, and coolant.
🧾 Return to Invoice (Gap Value) Cover
In case of total loss/theft, the insurer pays the original invoice value of the vehicleof the depreciated IDV.
🔑 Key Loss Cover
Reimburses the cost of replacing lost or stolen car keys.
Claim Process: Easy and Hassle-Free
Intimate
Call Liberty's 24x7 helpline or file a claim online immediately after an incident.
Inspection
For cashless claims, the garage will coordinate with Liberty’s surveyor. For reimbursement, you may need to get an inspection done.
Repair
Get your vehicle repaired at any of the 4,300+ network garages for a cashless experience, or at any garage of your choice (reimbursement claim).
Settlement
Liberty settles the approved bill directly with the network garage. For reimbursement claims, the amount is credited to your bank account.
Ideal Customer for Liberty Motor Insurance
- Private car owners and daily commuters seeking comprehensive coverage.
- Two-wheeler riders wanting affordable, long-term coverage up to 3 years.
- Tech-savvy customers who prefer a digital-first, zero-paperwork experience.
Why Buy Liberty General Insurance?
- Trust Marks: "Rising Star Insurer" award winner, high claim settlement ratio.
- Peace of Mind: 91% claim settlement ratio for two-wheelers & 4,300+ cashless garages.li>
- Simplicity Zero paperwork & instant online policy issuance.
Get Your Motor Insurance Quote
Instant online quote, no paperwork required
